Institutional research on housing markets, rates, migration, and forecasting. Updated quarterly.
Research built for scanning opportunities, risks, and macro housing shifts before they show up in consensus dashboards.
The 30-year fixed has spent H1 2026 locked in a narrow 6.4%-6.7% band. Here's why the Fed's hands are tied, and which market cohorts are — and aren't — waiting on rate relief.
Not all cooling markets are the same. Within the 257 markets flagged "cool," a distinct 26-market cohort is showing genuine structural affordability stress — and it clusters in a handful of predictable metros.
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