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MethodologyData sources and model outputs are clearly labeledResearch only — not investment advice.
Indicators

Indicator Signal Center

Your preview includes selected national rate and macro signals. Upgrade to Pro for the full mortgage, inflation, labor, income, and housing indicator stack.

fredcensus acsbea
Export indicatorsInvestor
30-Year Fixed Mortgage Rate
7.3%
+0.3 pp week over week
Why it matters

Lower mortgage rates generally improve homebuyer affordability and purchasing power.

Observed Oct 1, 2026
fredlive
15-Year Fixed Mortgage Rate
6.6%
+0.2 pp week over week
Why it matters

15-year mortgages usually have lower rates and less total interest, but higher monthly payments.

Observed Oct 1, 2026
fredlive
Federal Funds Rate
3.8%
+0.1 pp month over month
Why it matters

The policy rate influences borrowing costs, financial conditions, and mortgage-rate expectations.

Observed Sep 1, 2026
fredlive

National housing signal stack

U.S.-level macro, income, and housing context — not city or ZIP coverage. Use market pages for local scores and forecasts.

3
Tracked indicators

Rates

30-Year Fixed Mortgage Rate
liveweekly
7.3%
+0.3 pp week over week
15-Year Fixed Mortgage Rate
liveweekly
6.6%
+0.2 pp week over week
Federal Funds Rate
livemonthly
3.8%
+0.1 pp month over month

Indicator impact on markets

Ranked by the latest market model. Each range is a model estimate; drivers identify the score components influencing that market.

Higher-upside markets

Highest modelled forecast ranges in the latest ranking run

Model estimate
1
Cedar Park, TX
Score 77 · Supply Constraint
+9.2%Score-based scenario · Live inputs
2
O'Fallon, MO
Score 77 · Affordability & Tight Supply
+9.0%Score-based scenario · Live inputs
3
Flower Mound, TX
Score 77 · Supply Constraint
+9.0%Score-based scenario · Live inputs

Lowest modelled upside markets

Lowest modelled forecast ranges in the latest ranking run

Model estimate
1
Newark, NJ
Score 41 · Rate Pressure
-6.0%Score-based scenario · Live inputs
2
Hemet, CA
Score 42 · Rate Pressure
-5.9%Score-based scenario · Live inputs
3
Paradise, NV
Score 42 · Rate Pressure
-5.8%Score-based scenario · Live inputs
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