St. Cloud, MN is showing watchful conditions based on live Census ACS and macroeconomic data. Median household income is $61,374 with a price-to-income ratio of 3.7x — within affordable range for the region. ACS median home value—an owner-estimated value, not a live sale or listing price—stands at $225,000, vacancy rate at 6.6%, and 30.4% of residents hold a bachelor's degree or higher. On the macro side, the 30-year mortgage rate is —, national unemployment is —, and CPI inflation is running — YoY. State per-capita income grew 4.2% YoY per BEA data. The Market Score of 57 reflects rate pressure, with favorable affordability and loosening inventory.
Weekly composite Market Score snapshots — not a price chart
Similar housing and demographic profiles — not individual sales
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| Market | Similarity | ACS home value | Median income | Price / income | Vacancy | Market score |
|---|---|---|---|---|---|---|
| Indianapolis, IN | 93% | $224,800 | $66,219 | 3.4x | 9.6% | 57 |
| Buffalo, NY | 83% | $164,200 | $50,041 | 3.3x | 12.6% | 56 |
| Dallas, TX | 80% | $320,700 | $70,518 | 4.5x | 9.5% | 52 |
| Hartford, CT | 78% | $228,600 | $46,411 | 4.9x | 13.1% | 46 |
Owner-estimated value from the U.S. Census ACS; not a live sale or listing price. Similarity also uses household income, affordability, vacancy, owner occupancy, and education metrics. Market scores use the existing ACS, FRED, BEA, and Metro Analytics model inputs.
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Market Score narrative bands are not ML forecasts. Read the methodology.